In June 7, 2012, the Foreclosure Fairness Act changed regarding when a mediation demand submission may be accepted. It states the following: (SHB 2614, Sec. 5)
A housing counselor or attorney assisting a borrower may refer the borrower tomediation, pursuant to RCW 61.24.163, if the housing counselor or attorney determines that mediation is appropriate based on the individual circumstances and the borrower has received a notice of default. The referral to mediation may be made any time after a notice of default has been issued but no later than twenty days after the date a notice of sale has been recorded.